Job Details

Senior Residential Loan Processor, Mortgage

Unitus Community Credit Union, Portland

Job - Corporate/Business

Salary Range: based on experience

Close Date: 08/31/2020

At Unitus, each employee has an opportunity to make a difference for our members. The Sr. Residential Loan Processor is an advanced level processing position which uses proven knowledge of complex residential secured loan origination practices. Provides exceptional member service in guiding member’s and member loan requests through the loan fulfillment process. Successfully fields member inquiries which relate to product and program guidelines, credit requirements, application completion and interest rates, terms and fee structures. Reviews and approves routine credit applications, appraisals, collateral encumbrances, and establishes appropriate conditions to closing and funding to limit risk exposure to Unitus. Works directly with members and business partners to explain programs, program guidelines, and rates and underwrite applications using automated underwriting systems. We commit to provide unparalleled service- the kind the creates the Unitus difference. Our strong team of leaders, outstanding culture, above market benefits, continuous involvement in the communities we serve, and competitive pay programs make Unitus an excellent place to contribute and grow your talents.
As an ideal candidate, you will have:

-Minimum of 3 years of experience in residential mortgage or home equity loan processing experience. Knowledge of mortgage banking practices, emphasizing loan program requirements (e.g. securities instruments, disclosures and legal requirements, insurance guarantees)
-Experience in processing Conventional, FHA, VA, and Construction loans is preferred.
-Working knowledge of automated residential lending platforms (Velocity, Mortgage Cadence, etc), and third party servicing practices a plus.
-Exceptional member service ethic
-Ability to prioritize tasks, handle multiple tasks accurately and completely while meeting conflicting urgent deadlines.
-Must be NMLS eligible for S.A.F.E. Act requirements
-Excellent PC skills (Microsoft Office Suite, Mortgage Cadence, Velocity)
-Should possess intermediate knowledge of all aspects of portfolio, broker and secondary market guidelines.
-Must be able to demonstrate good communication, member service, human relation, and problem solving skills.

What’s it really like to work here?
We are a people-focused organization that places an emphasis on culture. Unitus is local, successful, and committed to continuously improving and growing!

Unitus Community Credit Union (Unitus) is an equal opportunity employer. We are dedicated to a policy of non-discrimination in employment based on race, color, age, sex, religion, veteran status, national origin, sexual orientation, disability or any other classification protected by applicable federal, state or local law. Applicants may request reasonable accommodation to participate in the application process.

Complete details: www.unitusccu.com/careers/